Are you concerned about the health of your four-legged friend? Pet wellness plans can help provide peace of mind for pet owners who want to ensure their pets are living healthy, happy lives.
If you aren’t sure how pet wellness plans work, how they are different from dog insurance, or if they are right for your furry family member, keep reading to learn more about pet wellness plans.
Frequently Asked Questions
Pet wellness plans are created to cover your pet’s basic medical needs throughout their life. As dogs get older, some will need more frequent checkups than others. That’s why health insurance for dogs is important.
The cost of pet wellness plans will vary, depending on what your pet needs in terms of medications or treatments. Some health insurance for dogs can also cover pre-existing conditions if you’ve had him since he was young.
If you have an older dog with issues like arthritis, then it may be worth looking into pet health insurance. You can compare different quotes from different companies online to find one that fits your budget. If you want to protect your pet’s future healthcare costs, then a pet wellness plan could be right for you!
Are All Companies the Same?
A lot of consumers believe that because they are paying to receive a service or product, any company will do. While we’re all for treating your pets with love and respect, we want you to know that not all pet health insurance companies are created equal.
Make sure you understand what is covered in your plan as well as what kind of services are out there so you can make an informed decision about who is best for your family. And remember, a monthly premium does not guarantee you coverage if your pet becomes ill.
We always recommend adding extra insurance through our pet savings plans if it’s available where you live. These plans give you up to 50% off common medical treatments like vaccines and preventative care! You may even be able to get discounted veterinary visits!
In fact, one way veterinarians distinguish themselves from other vets is by offering these kinds of savings. You might even find that visiting certain clinics will qualify you for discounts on non-vet bills too.
For example, a chiropractor may offer a discount on their own massages after seeing their vet first; some spas and salons may offer similar perks after receiving regular grooming appointments.
Why Should I Invest in My Dog’s Health Now if He is Healthy Now?
The more you invest in your dog’s health now, when he is healthy, means that later on, you can avoid spending money on medical procedures to treat problems that may develop. Poor nutrition can lead to obesity and type 2 diabetes; it can also cause hypothyroidism, heart disease, and other serious conditions.
In short: Taking care of your dog now will reduce your vet bills later. Investing in wellness plans for your pet also reduces his risk of developing cancer, which costs $50 billion annually in veterinary care alone (according to Banfield Pet Hospital).
These expenses are often covered by pet insurance or out-of-pocket by owners. A wellness plan covers preventive treatments such as vaccinations and dental cleanings, so these services are less likely to be needed at a later date.
So, What Does the Typical Wellness Program Cover?
The typical pet wellness plan covers basic checkups like a physical exam, weight check, as well as routine vaccinations to keep your cat or dog happy and healthy. In many cases, some of these services are covered by your pet’s existing medical insurance policy.
Others may not be, so you will have to pay out-of-pocket for them. However, a pet wellness program is much more than just an annual checkup; it can also cover things like microchipping, dental care (brushing and cleaning), flea/tick prevention products, etc.
Again, all of these will vary depending on what’s included in your specific plan. A pet wellness plan will usually run anywhere from $25-$100 per month, depending on where you live and which services your animal needs.
They typically include one free vet visit each year—so make sure to take advantage of that! Plus, some providers offer money-back guarantees if your animal does get sick within a certain period of time after enrolling in their plan.
How do I Pick a Plan That Will Meet My Dog’s Specific Needs?
As with any plan, there’s no one size fits all approach to choosing pet health insurance.
The best place to start is by asking yourself questions like: What care does my dog need? When do they need it? Where will I get it? Whose pocket is going to be picking up that tab?
As you begin piecing together an answer for each of these questions, you’ll start to gain a better idea of what works best for your family and lifestyle. Once you’ve answered those questions, then comes time to find a provider that offers coverage for everything on your list (and at a price point that doesn’t break your budget).
This can be done in several ways:
A quick Google search should bring up several reputable companies offering pet insurance plans. You can also talk to friends or neighbors who have pets—they might have some recommendations or personal experiences they can share with you.
What About Preventive Care and Testing, like Heartworm Prevention & Flea/Tick Treatments; Do Those Cost Extra?
Preventive care is an essential part of caring for your pet. The best way to ensure that you’re taking care of your pet is by signing up for a wellness plan. A wellness plan will cover all necessary testing, vaccinations, treatments, and visits, so you don’t have to worry about unexpected fees.
This type of plan typically costs between $40-$60 per month depending on whether it covers one or multiple pets. When added up over time, preventive medicine can cost thousands!
So, if you want to make sure your pet stays healthy throughout their life, then a wellness plan is worth every penny. Plus, most plans include discounts on exams and other services.
Talk with your veterinarian about what options are available in your area; they may even offer a discount just for enrolling in a wellness plan!
How Often are There Promotions or Deals from These Providers and Can I Get My Buddy Involved in Them?
There are several wellness providers that I recommend, but to truly do right by your pet, it is best to work with all of them. For example, one plan might include regular exams while another also includes cancer screenings and annual lab work.
Additionally, each provider has special deals or promotions that you can take advantage of when scheduling an appointment. Many offer free nail trims or discounted fees if you sign up for multiple appointments at once.
Some even give away free toys or treats when you schedule a new visit. These offers change from time to time, so be sure to ask about any current promotions or deals when scheduling your next appointment.
This will help ensure that you’re getting maximum value out of their services.